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120 Covington Street
Panama City Beach, FL 32413

$674,900 - Status: Active
Bed Icon Beds: 3
Bath Icon Baths: 2 full
Sq Feet Icon SQFT (H&C): 2,002
MLS Icon MLS# 788323

Look no further because this is the Panama City Beach pool home you have been waiting for. Experience the ultimate Florida lifestyle in this meticulously upgraded residence perfectly positioned in a quiet, non-short-term rental neighborhood. Whether you are seeking a coastal primary residence or a private secondary vacation home, this property offers the rare combination of proximity to the action and the peace of a true residential community. Step inside a home that feels brand new, boasting a comprehensive interior refresh. The spacious layout is enhanced by crown molding and fresh paint throughout the entire interior. These features include a tasteful blend of durable vinyl planks and plush carpet installed in 2022 alongside a chef's kitchen and updated laundry area. Fully equipped with a 2023 appliance suite, you will find a new refrigerator, stove, dishwasher, washer, and dryer already in place. There is also a dedicated office that can easily serve as a fourth bedroom or a custom hobby space. The primary bathroom received a refreshed remodel in 2023 with new vanities, modern lighting, and a bright new skylight. The exterior is a masterclass in outdoor living and was transformed in 2023 into what is arguably the best private pool and backyard oasis in Panama City Beach. This luxury resort-style pool features premium gunite construction, saltwater systems, and a relaxing waterfall. It is also fully equipped with heating and cooling capabilities for year-round enjoyment regardless of the season. The entire property has been professionally landscaped with new sod and palm trees, all secured by a new six-foot vinyl fence for maximum privacy. This home is as functional as it is beautiful, offering significant savings on utilities and peace of mind during those hot Florida months. The roof was replaced in 2021 and the central air conditioning system is only a few years old. Furthermore, the attic was upgraded with spray foam insulation to provide maximum temperature control which can offer incredible long-term savings. Recently added fabric hurricane shutters help protect your home from storms while the solid stucco siding provides both structural protection and a classic coastal vibe. Location is everything in real estate and this home delivers. You are situated directly across the street from Pier Park which offers world-class dining, shopping, and entertainment. Most importantly, you are located less than one mile from the sugar-white sands and emerald waters of the Gulf of Mexico. Schedule your private showing today to experience this turnkey coastal gem in person.

Property Features

MLS#: 788323
Zip: 32413
Subdivision: Palmetto Trace Phase 1
Development: 0321 - Beach - North Central
Property Type: Residential - Single Family
Cooling: Central Air, Ceiling Fan(s)
Fenced: Yes
Garage: 2
Heating: Central, Electric
Home Style: Patio Home
Lot Size: 0.31 acres
Roof Type: Composition, Shingle
Taxes: $3,231
Year Built: 2002
SQFT (H&C): 2,002

Feature Descriptions

Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Community Features: Pool
Exterior: Stucco
Exterior Features: Outdoor Shower
Fencing: Fenced, Partial
Flooring: Luxury Vinyl Plank
Lot Dimensions: 112x134x60x125
Parcel#: 32738-520-000
Parking: Garage, Garage Door Opener
Parking Notes: Garage, Garage Door Opener
Patio/Porch: Open, Porch
Pool: Gunite, Electric Heat, In Ground, Salt Water, Community, Private
Sewer: Public Sewer
Swimming Pool: Yes
Utilities: Cable Connected, Electricity Available, High Speed Internet Available, Underground Utilities

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Hutchison Beach

120 Covington Street | MLS# 788323

This single family home located at 120 Covington Street, Panama City Beach, FL 32413 is currently listed for sale with an asking price of $674,900. This property was built in 2002 and has 3 bedrooms and 2 full baths with 2002 sq. ft. Covington Street is located in the Palmetto Trace Phase 1 subdivision. Search Palmetto Trace Phase 1 real estate on aripka.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Berkshire Hathaway HomeServices PenFed

Shown By

Agent Name: Audrey Ripka
Agent Phone: (850) 814-4870
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/14/2026. The listing information on this page last changed on 04/14/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 04/14/2026 5:06:25 PM EST) or Emerald Coast MLS (last updated Tue 04/14/2026 4:56:02 PM EST) or Central Panhandle Association of Realtors (last updated Tue 04/14/2026 4:58:15 PM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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